Putting some backup money to work in the stock market can be a simple way to create negative income flows. It can be very profitable.

For example, if the investor has 20,000 pounds for investment (both through shares and shares ISA), they can spread it evenly across the five stocks below, which currently results in 7.9 %.

This should gain about 1,584 pounds of negative income every year, if the stock profits are maintained at their current level. This is never guaranteed: stock profits can fall, but they can also grow.

High -yield financial services shares

To start with a couple FTSE 100 Stocks in the field of financial services, both of which offer a high return.

Asset manager M & G. 8.2 % revenue at the present time. It has a large base of both retailers and institutions, a strong brand, and an installed business model. Recently, with a large Japanese company, the tie with a large Japanese company can help revenue. One of the risks I see is a Bulla market documentation in the turbulent stock market to withdraw money, and to harm profits.

While the M&G is a known name for many British people, the same may not be true Phoenix Group (LSE: PhNX). But the company is a secret giant, with about 12 million customers and a variety of well -known brands.

It aims to increase the distribution of its profits for the share annually, and currently produces 8.3 %. I like the capabilities of the installed criticism and the critical mass, although the housing market is poorly decreased, I see a risk that the value of mortgage books may decrease sharply.

Manufacturers with high returns

Another class that must be taken into account is a 6.8 % cigarette maker British American tobacco (LSE: Bats).

Owner of distinguished brands, including Fortunate strike He has a very profitable work that helped her raise her profits to the stock annually for decades. Whether this can be partially dependent on whether the decrease in cigarette sales leads to a decrease in American -British profits.

I have shares in the polymer factory Victrex (LSE: VCT), which currently provides 7.6 % returns. I see it as a stake that should look at the negative income fishermen.

This return partially reflects the weaker share price than before, as Victrex decreased by 62 % in five years. The profitability was inconsistent and I see the risk that the weakest demand in the main markets could continue to eat in profits.

It is clear that the city has its doubts about Victrex compared to a few years. But sales volumes in the first half grew by 16 % on an annual basis, pre -tax profits increased to 17 million pounds and the company maintained its temporary profits.

Its focus on high -performance applications such as car components and space provides the power of VICTREX pricing and see its polymer technology as a strong competitive feature.

Investment fund with income prospects

The fifth session to consider is also one I own: Income and growth in investment capital. The investment fund has a return of 8.7 %.

It usually aims to pay at least 6p per share, which means a return of 8.7 % in the future as well at the current stock price. It funds that by investing in small or medium companies that hope to grow.

Weak demand for the consumer led to the evaluation of some of its investments. I see a danger that will continue. However, I think having a class of income and growth may still hope that a long -term negative income flow will be born to me.