ISA stocks and stocks are a long -term investment platform. This can also make a comfortable way to try to win a negative income by investing in profit shares.

This can be very profitable for the investor for life.

To show how this can be done, I will walk through an example of someone who puts 20,000 pounds ISA to work for 50 years. The first half of that period revolves around the increase in ISA value. The second 25 years of withdrawal of a negative income every year, without touching the capital.

For one investment of 20,000 pounds today, this negative income can add up to 228,000 pounds between 26 and 50 of the plan.

Use time in your favor

Despite the total large income concerned, the technique here is simple.

For 25 years, the investor installs shares and contributes ISA, targeting an average annual average of 7.5 %. Its value should grow to less than 122,000 pounds.

Investment that in a 7.5 % return, the annual negative income flow will be about 9,148 pounds. More than 25 years old adds up to 228,688 pounds.

Therefore, for an investment worth 20,000 pounds once today, over the next fifty years, the investor can grow his shares value and share ISA several times-and earn nearly 229,000 pounds of negative income as well.

Find the right arrows for purchase

I do not think that the annual growth rate is 7.5 % (which includes any price movement and profits) that is difficult to achieve excessively.

Even ignoring the high stock prices (or fall), the profit dividends should be 7.5 % of a varied blue chip portal that can be investigated in today’s market, I think.

Thinking about a decades -long perspective increases the intensity of the mind when it comes to assessing whether the company is simply a few years, or has achieved continuous success in the long run.

For example, one shares I think investors must observe their negative income horizons in the long run Legal and public (LSE: Lgin).

the FTSE 100 The financial services giant works in the field of investment that focuses on retirement. I see a large and flexible market, and it is likely to remain this way.

Thanks to the powerful brand, the large customer base, and the well -carnted business model, the company that has long ago is an important cash generator. This helped raise its profits to the share annually in recent years. It currently targets 2 % annual growth in pushing it for one stock.

Indeed, the profit return is 8.5 %, so that the planned annual increase means that the potential return is more profitable.

The stocks never guarantee. One of the risks I see about the legal and public stock markets is the unspeakable stock markets and the weak economy that hurts the investor’s confidence. If they withdrew money from Legal & General investment products, this may harm the company’s profits.

From a long -term perspective, however, I see the share worth looking at.

Make smart options

The first primary step to cancel the long -term negative income flows lock is the presence of proper stocks and ISA.

You can eat fees and fees in returns, but fortunately, there are many different options available on the market.